{"id":1963,"date":"2022-01-03T14:51:49","date_gmt":"2022-01-03T14:51:49","guid":{"rendered":"http:\/\/scheideninfriesland.nl\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/"},"modified":"2022-02-24T12:44:29","modified_gmt":"2022-02-24T12:44:29","slug":"in-keapwenning-ferdiele-by-in-skieding","status":"publish","type":"page","link":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/","title":{"rendered":"In keapwenning ferdiele by in skieding"},"content":{"rendered":"\n
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Wa is de eigener fan de wenning? <\/h2>\n\n\n\n

In hypoteek oernimme nei in skieding, kin dat? Foardat je kieze wat der mei je h\u00fbs bart, is it belangryk om goed nei te gean hoe’t alles op papier stiet. Dus wa’t de offisjele eigener is, mar ek hoe’t it ferdield is doe’t jim trouwden. As men nammentlik yn mienskip fan guod troud is, is men altyd 50% eigener fan it keaph\u00fbs. <\/p>\n\n\n\n

Binne jimme tegearre eigener? Dan bepale jim ek mei-inoar wat der mei it h\u00fbs bart. Bliuwt ien fan jimme der te wenjen, dan keapet de oare him of har \u00fat. Beslute jim om it h\u00fbs te ferkeapjen? Dan moatte je hjir goede \u00f4fspraken oer meitsje. It kin nammentlik sa w\u00eaze datst oerwearde hast op it h\u00fbs. Mar it kin ek sa w\u00eaze datst sitten bliuwst mei in restskuld. Dizze wearde of skuld moatte je dan earlik ferdiele. Bist bygelyks 30% eigener, dan krijst ek 30% fan de oerwearde of de skuld. <\/p>\n<\/div>\n\n\n\n

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Keapwenning ferkeapje by de skieding <\/h2>\n\n\n\n

Beslute jim it h\u00fbs te ferkeapjen? Dan is it belangryk dat jim it h\u00fbs earst taksearje litte. Praat ek \u00f4f wat der mei it h\u00fbs bart oant it ferkocht is.<\/p>\n\n\n\n

Meitsje d\u00earnei d\u00fadlike \u00f4fspraken oer it ferdielen fan de oerwearde of restskuld. Set dit ek allegear goed op papier. Fynst dit te yngewikkeld om sels te regeljen? Sjoch dan oft in mediator jim helpe kin, of freegje help oan in advokaat. <\/p>\n<\/div>\n\n\n\n

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\u275d<\/div>\n Is jim h\u00fbs mear wurdich as de hypoteek? Dan ha jim in oerwearde. Is de wearde krekt leger, dan is der sprake fan in restskuld. Sawol in oerwearde as restskuld moatte je ferdiele.
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\u275d<\/div>\n Omdat \u00fas mem \u00fas h\u00fbs h\u00e2lde koe, haw ik no noch altyd myn eigen fertroude sliepkeamer. Dat fyn ik hiel fijn!
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Wenjen blieuwe yn de keapwenning <\/h2>\n\n\n\n

As it h\u00fbs fan jim beiden is en ien fan jim der wenjen bliuwt nei de skieding, kin it sa w\u00eaze dat de oar \u00fatkocht wurde moat. Om te berekkenjen oft dat it gefal is, kinst dyn h\u00fbs taksearje litte. Ast witst wat it h\u00fbs wurdich is, kinst sjen oft de wearde heger is as de hypoteek. As dit sa is, dan is der oerwearde. En dat betsjut dat dejinge dy’t der bliuwt, de oar \u00fatkeapje moat. Meastal giet it dan om de helte fan de oerwearde. \n\nIt kin ek w\u00eaze dat de taksaasjewearde leger is as de hypoteek. Yn dat gefal moat de helte fan de restskuld betelle wurde om de oar \u00fat te keapjen. <\/p>\n\n\n\n

Doch dit allegearre wol yn oerlis mei dyn hypoteekferstrekker. Asto der allinnich wenjen bliuwst, komt de hypoteek op dyn namme. Dan nimst de hypoteek dus oer nei de skieding. Dat moat de hypoteekferstrekker goedkarre. Hy of sy sjocht dan ek oft je it allinnich betelje kinne en meie. <\/p>\n<\/div>\n<\/div>\n\n\n\n \n\n \n\n<\/div>\n\n\n\n\n\n\n \n

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Hypoteekrinte nei in skieding <\/h2>\n\n\n\n

Hypoteekrinte is \u00f4f te l\u00fbken fan de ynkommensbelesting. Ofhinklik fan hoe’t jim it nei de skieding regelje, meisto of dyn (eks)partner dit \u00f4fl\u00fbke. Op de webside fan de Belestingtsjinst fynst per situaasje \u00fatlein hoe’t it wurket. <\/p>\n\n\n\n \n\n

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\n \n Hypoteekrinte nei in skieding <\/i> <\/a>\n <\/div>\n \n<\/div> \n\n\n<\/div>\n\n\n\n
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Faak stelde fragen<\/h2>\n\n\n\n
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Wannear hawwe je oerwearde? <\/strong>

Ast dyn keapwenning ferkeapest, moatst earst de hypoteek hielendal betelje. It bedrach dat oerbliuwt, hjit de \u2018oerwearde\u2019. Dat moatte je by de skieding ferdiele.Wearde h\u00fbsNimst de keapwenning oer? Dan moatst dyn eks-partner \u00fatkeapje. Om de oerwearde te bepalen, moatst witte wat it h\u00fbs wurdich is op it momint fan skieden. De wearde fan it h\u00fbs kinst bepale litte troch in ekspert. Of kinst \u00f4fprate dat jim d\u00earfoar de l\u00easte WOZ-wearde br\u00fbke. Dan l\u00fbkst de hypoteekskuld \u00f4f fan de wearde. De helte fan wat d\u00earfan oerbliuwt, moatst oan dyn eks-partner betelje. <\/p> <\/div> <\/div>\n<\/div>\n\n\n\n

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Wa is de eigener fan de wenning? In hypoteek oernimme nei in skieding, kin dat? Foardat je kieze wat der mei je h\u00fbs bart, is it belangryk om goed nei te gean hoe’t alles op papier stiet. Dus wa’t de offisjele eigener is, mar ek hoe’t it ferdield is doe’t jim trouwden. As men nammentlik yn mienskip fan guod troud is, is men altyd 50% eigener fan it keaph\u00fbs. Binne jimme tegearre eigener? Dan bepale jim ek mei-inoar wat der mei it h\u00fbs bart. Bliuwt ien fan jimme der te wenjen, dan keapet de oare him of har \u00fat. Beslute jim om it h\u00fbs te ferkeapjen? Dan moatte je hjir goede \u00f4fspraken oer meitsje. It kin nammentlik sa w\u00eaze datst oerwearde hast op it h\u00fbs. Mar it kin ek sa w\u00eaze datst sitten bliuwst mei in restskuld.<\/p>\n","protected":false},"author":2,"featured_media":1695,"parent":1815,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1963","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nHypoteek nei skieding - Scheiden in Friesland<\/title>\n<meta name=\"description\" content=\"In besteande hypoteek oernimme nei in skieding, kin dat? Fan wa is it h\u00fbs as je in keapwenning hawwe? 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Wy helpe dy graach mei dizze fragen.","og_url":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/","og_site_name":"Scheiden in Friesland","article_modified_time":"2022-02-24T12:44:29+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/","url":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/","name":"Hypoteek nei skieding - Scheiden in Friesland","isPartOf":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#website"},"primaryImageOfPage":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#primaryimage"},"image":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#primaryimage"},"thumbnailUrl":"https:\/\/scheideninfriesland.nl\/wp-content\/uploads\/2021\/09\/woning_verdelen.svg","datePublished":"2022-01-03T14:51:49+00:00","dateModified":"2022-02-24T12:44:29+00:00","description":"In besteande hypoteek oernimme nei in skieding, kin dat? Fan wa is it h\u00fbs as je in keapwenning hawwe? Wy helpe dy graach mei dizze fragen.","breadcrumb":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#faq-question-1630786713117"}],"inLanguage":"fy","potentialAction":[{"@type":"ReadAction","target":["https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/"]}]},{"@type":"ImageObject","inLanguage":"fy","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#primaryimage","url":"https:\/\/scheideninfriesland.nl\/wp-content\/uploads\/2021\/09\/woning_verdelen.svg","contentUrl":"https:\/\/scheideninfriesland.nl\/wp-content\/uploads\/2021\/09\/woning_verdelen.svg","caption":"woning verdelen"},{"@type":"BreadcrumbList","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/scheideninfriesland.nl\/fy-nl\/"},{"@type":"ListItem","position":2,"name":"Fyn de goede ynformaasje \u00e9n help by in skieding yn Frysl\u00e2n","item":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/"},{"@type":"ListItem","position":3,"name":"Begjin mei it regeljen fan dyn skieding","item":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/"},{"@type":"ListItem","position":4,"name":"Ofspraken oer de wenning by in skieding","item":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/"},{"@type":"ListItem","position":5,"name":"In keapwenning ferdiele by in skieding"}]},{"@type":"WebSite","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#website","url":"https:\/\/scheideninfriesland.nl\/fy-nl\/","name":"Scheiden in Friesland","description":"","publisher":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/scheideninfriesland.nl\/fy-nl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fy"},{"@type":"Organization","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#organization","name":"scheideninfriesland.nl","url":"https:\/\/scheideninfriesland.nl\/fy-nl\/","logo":{"@type":"ImageObject","inLanguage":"fy","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#\/schema\/logo\/image\/","url":"http:\/\/scheideninfriesland.nl\/wp-content\/uploads\/2021\/09\/9c86687c-2e5d-bc5b-1e71-48e00398a394-e1632209763466.jpg","contentUrl":"http:\/\/scheideninfriesland.nl\/wp-content\/uploads\/2021\/09\/9c86687c-2e5d-bc5b-1e71-48e00398a394-e1632209763466.jpg","width":894,"height":381,"caption":"scheideninfriesland.nl"},"image":{"@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/#\/schema\/logo\/image\/"}},{"@type":"Question","@id":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#faq-question-1630786713117","position":1,"url":"https:\/\/scheideninfriesland.nl\/fy-nl\/eks-partners\/skieding-regeljen\/ofspraken-oer-de-wenning-by-in-skieding\/in-keapwenning-ferdiele-by-in-skieding\/#faq-question-1630786713117","name":"Wanneer zit er overwaarde op het huis?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Als u uw koopwoning verkoopt, moet u eerst de hypotheek helemaal betalen. Het bedrag dat overblijft, heet de \u2018overwaarde\u2019. U moet dit tijdens uw echtscheiding verdelen.<br\/><br\/>Waarde huis<br\/>Neemt u de koopwoning over? Dan moet u uw ex-partner uitkopen. Om de overwaarde te bepalen, moet u weten wat uw huis waard is op het moment dat u gaat scheiden.<br\/>U kunt de waarde van het huis laten bepalen door een expert. Of u kunt afspreken dat u hiervoor de laatste WOZ-waarde gebruikt. U trekt de hypotheekschuld af van de waarde. De helft van wat daarvan overblijft, moet u aan uw ex-partner betalen.","inLanguage":"fy"},"inLanguage":"fy"}]}},"_links":{"self":[{"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/pages\/1963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/comments?post=1963"}],"version-history":[{"count":4,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/pages\/1963\/revisions"}],"predecessor-version":[{"id":2123,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/pages\/1963\/revisions\/2123"}],"up":[{"embeddable":true,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/pages\/1815"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/media\/1695"}],"wp:attachment":[{"href":"https:\/\/scheideninfriesland.nl\/fy-nl\/wp-json\/wp\/v2\/media?parent=1963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}